1.1

Webull Technologies Pte. Ltd. (“Webull Technologies”) owns and operates certain websites and mobile applications (collectively, the “Platform”) through which it makes available a global social networking service (the “Community”). This Agreement (this “Agreement”) is between Webull Technologies and you (the “User”, or “you”), to set forth certain terms regarding your use of the Community.

1.2

The Community is accessible through the Platform; as a result, your access to and use of the Community is subject to the terms of the Webull Tech US - Privacy Policy (available at: https://www.webull.com/policy), as such agreement may be updated from time to time in accordance with its terms (the “TOS”) in addition to this Agreement. In the event of a conflict between any provision of this Agreement and the TOS, the relevant provisions of the TOS shall govern. For the avoidance of doubt, any dispute arising under this Agreement will be subject to the dispute resolution procedures set forth in the TOS.

1.3

You must be at least 13 years of age, or at least of the age or older than the age required by all applicable laws of your jurisdiction, to use the Community. To access any portions of the Community that are limited to Community members over the age of 18, you must be 18 years of age or older. By accessing or using any portion of the Community, you represent and warrant to Webull Technologies as of the date of such access or use that you are of the age or older than the age required to do so.

1.4

If you choose to access and use the Community, you agree to abide by all of the terms and conditions of this Webull Technologies Community Agreement and any other notices, announcements, statements or other similar content posted to the Platform concerning the Community (collectively, “Supplemental Community Terms”).

1.5

Webull Technologies may amend this Agreement at any time by posting an updated version of this Agreement to the Platform. Webull Technologies may also add, remove, or amend Supplemental Community Terms at any time in its sole discretion by posting, deleting, or updating posted Supplemental Community Terms on the Platform. Amendments to this Agreement or to any Supplemental Community Terms will become effective immediately upon their posting to the Platform. Webull Technologies will generally attempt to notify you of significant changes to this Agreement or to any Supplemental Community Terms before they come into effect as a courtesy, including without limitation by push notifications or by email. However, such notice is not required for any amendment to this Agreement or the Supplemental Community Terms to become effective, and such notification may not be provided to you in all cases. It is your responsibility to review the current posted version of this Agreement and all currently applicable Supplemental Community Terms prior to accessing and using the Community.

1.6

By accessing or using the Community, you acknowledge and accept all terms of this Agreement and any Supplemental Community Terms applicable as of the date of such access. If any of the terms of this Agreement or the Supplemental Community Terms become unacceptable to you at any time, you may discontinue your use of the Community.

1.7

Webull Technologies reserves the right to modify, augment, or discontinue all or any portion of the Community and any functionality thereof at any time in its sole discretion. You acknowledge and agree that all or any portion of the Community may become temporarily or permanently unavailable at any time, and that you may not be able to access the Community at any given time, including without limitation in connection with planned outages for Community maintenance and updates. You further acknowledge and agree that neither Webull Technologies nor any of its parents, subsidiaries, or affiliates will be liable to you or to any third party for any claims, damages, losses, or other adverse effects you may experience arising out of or in connection with any interruption of your access to the Community or any modification, augmentation, or discontinuation of all or any portion of the Community.

2.1

As used herein, “User Content” means any comments, messages (whether public or private), text, video, audio, pictures, or other content in any form whatsoever in the Community generated, posted, uploaded, or otherwise distributed by you. You will not upload, post, or distribute any User Content for which you have not obtained all of necessary rights, licenses, or other permissions such that your uploading, posting, or distribution of the User Content will not (i) violate applicable law or any agreement by which you or the applicable User Content is bound, or (ii) violate any rights, including without limitation any copyright, trademark, or other intellectual property rights, of Webull Technologies, any of its affiliates, subsidiaries, or parents, or any other party. You acknowledge and agree that you are solely liable for any claims, damages, losses, or other adverse effects you may experience arising out of or in connection with your User Content.

2.2

You will not access the Community, upload, post, or distribute any User Content, or otherwise use the Community in violation of applicable laws, or to facilitate any conduct that violates any applicable law.

2.3

In connection with your use of the Community, you will not upload, post, or distribute any User Content:

2.4

You will not upload, post, or distribute any User Content that contains or is intended to provide access to any advertising or marketing materials pertaining to any party, including without limitation (i) promotional or other materials containing information about sales, transactions, services, and other promotions, (ii) active links, including referral links, that are commercial or promotional in nature, including QR codes, and (iii) promoting benefits, rewards, games of chance or other similar methods to induce users to access outside platforms for commercial promotions of other goods or services.

2.5

You agree to grant Webull Technologies and each of its affiliates, parents, and subsidiaries an irrevocable, permanent, free, non-exclusive, sub-licensable, worldwide, transferable license to all of your User Content, including the right to use, replicate, publicly present, reformat, translate, excerpt (collectively or partially), duplicate store, distribute, edit, and modify all or any part of your content, and such party may use all or any portion of your User Content, in any manner or media whatsoever, on an unrestricted basis and without any attribution or royalties or other compensation to you, including without limitation on the Platform, in advertisements, and for other commercial purposes.

2.6

You acknowledge and agree that you are solely responsible and liable for all of your User Content.

2.7

You acknowledge and agree that neither Webull Technologies nor any of its affiliates, parents, or subsidiaries pre-screens, screens, endorses or approves any User Content, nor is any such party responsible for any content generated by any other Community user that you may view or access in or through the Community, and that all content generated by Community users solely represents the views or opinions of the individual Community user generating or distributing such content, and does not reflect the views or opinions of Webull Technologies or any of its parents, subsidiaries, or affiliates.

2.8

You acknowledge and agree that Webull Technologies may, in its sole discretion, at any time and for any reason or for no reason, delete or otherwise restrict access to any User Content, including your User Content. You further acknowledge and agree that (i) neither Webull Technologies nor any of its parents, affiliates, or subsidiaries, has any obligation to preserve any of your User Content, and (ii) neither Webull Technologies nor any of its parents, subsidiaries, or affiliates will be liable to you or to any third party for any claims, damages, losses, or other adverse effects you may experience arising out of or in connection with the deletion or restriction of all or any portion of your User Content.

2.9

You will not use or access the Community for any purpose other than for private, non-commercial social networking with other Community users. Without limiting the foregoing, you will not use or access the Community to copy, scrape, or otherwise collect any Community Content (as defined below) or any content generated by other Community users for any commercial purpose. The use of automated systems or software to extract data from the Community or the Platform for commercial purposes is prohibited without the express written consent of Webull Technologies.

2.10

You will not use or access the Community in any way, or post any User Content, that adversely affects the operation of the Community or the experience of other Community users.

3.1

Any content uploaded or distributed to the Community, or otherwise made available through the Community by or on behalf of Webull Technologies or any of its parents, subsidiaries, or affiliates, including all comments, messages (whether public or private), text, video, audio, pictures, or other content in any form whatsoever (collectively, “Community Content”), is and shall be the sole and exclusive property of Webull Technologies, its applicable parent, subsidiary, or affiliate, or the applicable third party content provider, and such party retains all of its rights, title and interests in and to any Community Content. You will comply with all copyright statements, copyright information, or restrictions contained in any Community Content.

3.2

You will not modify, publish, transmit, participate in the transfer or sale of, reproduce, create new works from, distribute, perform, display (including framing and online linking), communicate to the public or in any way exploit, any of the Community Content in whole or in part.

3.3

Webull Technologies may contract with or otherwise authorize certain third-party content providers to provide Community Content from time to time. Unless otherwise expressly stated by Webull Technologies, any such content represents only the views of the author and does represent the views of Webull Technologies or any of its parents, affiliates, or subsidiaries. None of Webull Technologies nor any of its parents, affiliates, or subsidiaries will independently review or verify the accuracy or completeness of any Community Content provided by any third party, and none of the foregoing will be liable for any claims, losses or damages arising out of or in connection with your reliance on such Community Content.

4.1

While you may use the Community to express and discuss individual opinions regarding investments in securities, investment strategies, and investment decisions, you agree not to use the Community to provide recommendations, or investment advice to other Community users, or to solicit the purchase or sale of securities by other Community users. You acknowledge and agree that you are aware of any applicable laws and regulations concerning the provision of investment advice, and that your access to and use of the Community will not violate any such laws or regulations.

4.2

You acknowledge and agree that, although users may utilize the Community to express their individual opinions regarding investments in securities, investment strategies, and investment decisions, no Community Content nor any User Content will be considered as a recommendation or solicitation for the purchase or sale of securities, or any other form of investment advice. Neither Webull Technologies nor any of its parents, affiliates, or subsidiaries provides any recommendations, investment advice, nor solicits the purchase or sale of securities. Any investment or investment strategy that you may or may not elect to pursue is based entirely on your own investment decisions, and you are solely responsible for same.

4.3

You acknowledge and agree that neither Webull Technologies nor any of its parents, subsidiaries, or affiliates makes any representations, warranties, or guarantees as to the accuracy, completeness, timeliness, integrity, legality, usefulness, fitness for any particular purpose, or security of any User Content. You further understand and agree that neither Webull Technologies nor any of its parents, subsidiaries, or affiliates will be directly or indirectly liable to you or otherwise responsible for any damage or loss arising from your use of or reliance on any User Content.

4.4

You understand and agree that User Content and Community Content may contain links to websites, information, resources, and advertisers generated and controlled by various third parties (collectively, “Linked Content”). None of Webull Technologies nor any of its parents, affiliates, or subsidiaries controls, guarantees, or has any responsibility for any Linked Content; none of the foregoing independently reviews or verifies any Linked Content or makes any representations, warranties, or guarantees as to the accuracy, completeness, timeliness, integrity, legality, usefulness, fitness for any particular purpose, or security of any Linked Content. You further understand and agree that neither Webull Technologies nor any of its parents, subsidiaries, or affiliates will be directly or indirectly liable to you or otherwise responsible for any damage or loss arising from your use of or reliance on any Linked Content.

4.5

User Content and Linked Content expresses only the position and views of the Community user or third party that generated such User Content or Linked Content, as applicable. User Content and Linked Content does not represent the position and views of Webull Technologies or any of its parents, affiliates, or subsidiaries. You acknowledge and agree that (i) no act or omission by Webull Technologies in respect of User Content or Linked Content will constitute an endorsement or adoption by Webull Technologies of the content of such User Content or Linked Content, and (ii) although Webull Technologies may take certain actions in its sole discretion to moderate User Content appearing in the Community consistent with the terms of its agreements with users and to support a safe and enjoyable user experience, Webull Technologies does not independently review or verify all User Content, and is not under any obligation to remove, correct, or update any incorrect or misleading information or views contained in any User Content.

5.1

Webull Technologies will collect, use, store and protect your personal information in accordance with the terms of this Agreement, any Supplemental Community Terms, and the Webull Tech US - Privacy Policy (available at: https://www.webull.com/policy)Webull Technologies or any of its parents, affiliates, or subsidiaries may, at any time and in its sole discretion, disclose User Content and any other information related to the Community for any reason, including without limitation (i) to satisfy any applicable law, regulation, legal process or governmental request, (ii) to enforce the terms of any agreement between you and Webull Technologies or any of its parents, affiliates, or subsidiaries, (iii) to protect the legal rights and remedies of Webull Technologies and each of its parents, subsidiaries, and affiliates, (iv) if Webull Technologies, in its sole discretion, believes that disclosure is necessary to address any threat or possibility of harm or violence to one’s self or to others; or (e) to report any actual or suspected criminal or other offensive behavior.

6.1

Webull Technologies may, in its sole discretion, at any time and for any reason or for no reason, restrict or terminate your access to or use of the Community in any way, including without limitation by (i) refusing to publish or limiting the visibility of your User Content, (ii) deleting or editing your User Content, (iii) temporarily or permanently restricting or prohibiting you from accessing or using all or any portion of the Community and its functionalities, and (iv) deleting your user account and terminating your access to the Community.

6.2

You may report any complaints or technical issues, including without limitation any complaints regarding User Content that violates the terms of this Community Agreement or otherwise adversely affects the Community, either though the reporting function within the Community or by contacting Webull Technologies at customerservices@webull.us.

7.1

To the extent that any provision of the terms of this Agreement or any Supplemental Community Terms conflicts with any other agreement between you and Webull Technologies, the terms of such other agreement shall prevail.

7.2

You acknowledge that there is always the risk of loss when following any strategy or investment. Not all investment or investment strategies are suitable for all investors and may not take into account an investor’s individualized investment objectives, financial situation, tax obligations, and other relevant considerations. You should evaluate all available information, fully understand all relevant risks, and consult with any financial, tax, legal, or other advisors you may deem necessary before making an independent decision regarding any investment or investment strategy.

This addendum to the Webull Technologies Community Agreement is applicable to residents of Australia.

ADDENDUM TO SECTION 1.2
Notwithstanding Section 1.2 of the Agreement, you must be at least 18 years of age, or of the age or older than the age required by all applicable laws of your jurisdiction, to use the Community. By accessing or using any portion of the Community, you represent and warrant to Webull Technologies as of the date of such access or use that you are of the age or older than the age required to do so.

WARNINGS AND DISCLOSURES
Please carefully review the following warnings and disclosures regarding your access to and use of the Community. The Community is operated in compliance with the Australian Securities and Investments Commission (“ASIC”) ASIC Regulatory Guide 162 for Internet Discussion Sites, available at:  RG 162 Internet discussion sites | ASIC.

1. Neither Webull Technologies nor any of its affiliates, parents, or subsidiaries endorses or vouches for the accuracy or authenticity of any User Content or Linked Content on the Community.

2. No Community user is permitted to make postings on the Community as a licensed investment adviser, or as a representative of a licensed investment adviser.

3. Postings are at best general information, not professional investment advice prepared by taking into account any individual circumstances and needs of particular investors. Therefore, before acting on the basis of what is said in a posting, you should:

• a. Consider consulting a licensed adviser (ASIC’s website at  www.asic.gov.au has a list of licensed advisers); and
• b. Visit ASIC’s consumer website at  www.moneysmart.gov.au for general guidance about investing.

4. People making postings are individually responsible for the accuracy and authenticity of their postings.

5. Because of the nature of the internet, it may be hard to identify or locate the person making a post. The person may also be in an overseas jurisdiction, so it may be hard to take any legal action against them.

6. You will have no access to ASIC-approved dispute resolution schemes to recover any losses you may suffer by relying on the postings.

7. Financial products cannot be offered to you for sale or issue through postings on the Community.

8. It is advisable that you alert Webull Technologies if you have good reason to suspect that any postings are inaccurate, are based on inside information or are likely to mislead or deceive people who view or use the postings.

1. You are personally responsible for your postings (including any alterations you make to postings). Therefore, you should not include any misleading or deceptive information in your postings and not carry out illegal or unauthorised activities using the Community. Information in postings may, where appropriate, be made available to ASIC. ASIC and people acting on such information may take action against you.

2. If you include hyper-links to other sites, you may be seen as endorsing the material on such sites. It may be advisable for you to warn people accessing other sites that you do not endorse or take responsibility for material in the hyper-linked sites.

3. If you own or have some other interest in a security, or you have any connection with a securities issuer that you might benefit from, you must disclose that fact. For example, you may be entitled to receive direct or indirect commissions, fees or other benefits from a financial product or service provider; or you may be associated with a particular securities issuer such as by being an employee or director of a securities issuer. If so, you must disclose that fact in your posting.

4. If Webull Technologies finds or reasonably suspects that you are making illegal or unauthorised postings, your right to make postings will be withdrawn.

5. No one is permitted to make postings on the Community in their capacity as a licensed adviser or as a representative of a licensed adviser.

6. By accepting this Agreement, you confirm that you will not make postings in your capacity as a licensed adviser or a representative of a licensed adviser.